September 18, 2025
Fed Rate Cut Brings Opportunity for Homebuyers: Act Now to Maximize Savings
In a move that’s already rippling through the housing market, the Federal Reserve announced a quarter-point rate cut today—its first in over a year. The impact? Mortgage rates have dipped to an 11-month low of 6.35%, according to Freddie Mac.
Realtor.com Chief Economist Danielle Hale notes, “Consumers have already benefited from the drop in mortgage rates that has brought mortgage rates below 6.5% for the first time in nearly a year and is likely to continue at least through this week.” And while the long-term path remains uncertain, most housing economists anticipate rates will hover around 6% through the end of the year.
Why This Matters for You
Lower mortgage rates mean increased buying power and reduced monthly payments—especially when paired with our limited-time builder incentive of $10,000 on select inventory homes that can close quickly. You can use this incentive to:
- Buy down your interest rate even further, lowering your monthly payment
- Cover closing costs, reducing your upfront expenses
Our preferred lender, First Point Home Loans, is ready to help you navigate your options. From pre-qualification to personalized loan strategies, they’ll walk you through every step to make your home-buying journey smooth and rewarding.
Don’t Wait!
With rates at their lowest in nearly a year and inventory moving fast, now is the time to lock in your savings and secure your dream home. Reach out today to explore available homes and take advantage of this powerful combination of low rates and builder incentives.
