Financing Resources

We're here to help

When you're ready to make the investment in your new home, we're here to help. Learn more about pre-qualification, our existing lenders, and get answers to the questions homebuyers like you are asking.

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*Disclaimer: Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. Caviness & Cates Communities does not guarantee the accuracy of any information available on this site, and is not responsible for any errors, omissions, or misrepresentations.

Pre-qualify VS. Pre-approval

Pre-qualify VS. Pre-approval

What Are The Differences?

The goal of pre-qualification is to give you an idea of the kind of mortgage you might eventually be approved for. Pre-approval refers to actually applying for a mortgage. In order to be pre-approved, you'll likely have to pay a fee, and the bank or lender will conduct extensive research on financial history. 

Our Participating Lenders

Find a trusted lender

We have a variety of lenders from around the area ready to assist you in the home buying process. Find a lender today!

Our Participating Lenders
Popular Q&A’s

Popular Q&A’s

What do I need to know?

We have put together the most popular Q&A's to help you navigate the process. Buying a New Home is a significant decision, and so is choosing a mortgage lender. Caviness & Cates works with a group of Participating Lenders that offer a variety of mortgage options at competitive rates to help you buy your home.

Participating Lenders

Greenville, NC

Karen Russo Loan Officer
Karen Russo Loan Officer
Karen Russo Loan Officer
919-988-0612 | Email
NMLS #80535

Fayetteville, NC

Brian Canady Vice President
Brian Canady Vice President
Brian Canady Vice President
910-988-4705 | Email
NMLS #115484
Tiffany Spell Loan Officer
Tiffany Spell Loan Officer
Tiffany Spell Loan Officer
910-574-2722 | Email
NMLS #472065
Joe Spell Area Manager
Joe Spell Area Manager
Joe Spell Area Manager
910-964-1348 | Email
NMLS #1482413

Raleigh, NC

Cathy Stubbs
Cathy Stubbs
Cathy Stubbs
919-422-2800 | Email
NMLS #93391

Wilmington, NC

Karen Russo Loan Officer
Karen Russo Loan Officer
Karen Russo Loan Officer
919-988-0612 | Email
NMLS #80535

Jacksonville, NC

Karen Russo Loan Officer
Karen Russo Loan Officer
Karen Russo Loan Officer
919-988-0612 | Email
NMLS #80535

Southern Pines, NC

Brian Canady Vice President
Brian Canady Vice President
Brian Canady Vice President
910-988-4705 | Email
NMLS #115484
Shannon Sweatt Loan Officer
Shannon Sweatt Loan Officer
Shannon Sweatt Loan Officer
910-315-9179 | Email
NMLS #1579086